When Should You Purchase Life Insurance

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When Should You Purchase Life Insurance in usa

When is the time to buy life insurance life insurance coverage? Most people think seriously about buying life insurance for the following reasons:

  • Marriage (or Divorce)
  • Birth of a child
  • Adoption
  • Health concerns (potentially limit your able to purchase coverage)
  • Financial responsibility for a parent
  • Loved one requiring long term care
  • New home (mortgage protection coverage)
  • College education funds
  • Retirement funds for spouse
  • Change in finances
  • Funeral expenses

No list of reasons to purchase life insurance coverage will be complete but this list covers some of the more common events that will trigger a life insurance purchase. Reference our article regarding the best time to buy life insurance for details regarding timing that will help to get the best rate.
Don’t buy life insurance because an agent tells you to. Buy life insurance because your loved ones need it, not you. When you die, you don’t need anything. The people left behind need it.

முரட்டு கதைகள்:  காதலியை மயக்கி கற்பை சூறையாடிய காதலன்

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